@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Outfit', -apple-system, sans-serif;
  background: #ffffff;
  color: #1e3a5f;
  line-height: 1.625;
  overflow-x: hidden;
  font-size: 16px;
}

/* ── TOKENS ── */
:root {
  --primary: #1e3a5f;
  --primary-fg: #ffffff;
  --secondary: #2d9b83;
  --accent: #f5872a;
  --muted: #f3f5f8;
  --muted-fg: #6b7a90;
  --border: #e2e8f0;
  --card: #ffffff;
  --green: #16a34a;
  --green-light: #f0fdf4;
  --green-border: #bbf7d0;
  --blue: #1d4ed8;
  --blue-light: #eff6ff;
  --blue-border: #bfdbfe;
  --orange: #ea580c;
  --orange-light: #fff7ed;
  --orange-border: #fed7aa;
  --red-light: #fef2f2;
  --red-border: #fecaca;
  --radius: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --shadow: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow-md: 0 4px 6px rgba(0,0,0,.07), 0 2px 4px rgba(0,0,0,.06);
}

/* ── LAYOUT ── */
.container { max-width: 1280px; margin: 0 auto; padding: 0 1rem; }
@media (min-width: 640px)  { .container { padding: 0 1.5rem; } }
@media (min-width: 1024px) { .container { padding: 0 2rem; } }
.container-article { max-width: 780px; margin: 0 auto; padding: 0 1.25rem; }

/* ── HEADER ── */
.site-header {
  background: var(--primary); color: var(--primary-fg);
  position: sticky; top: 0; z-index: 100;
  box-shadow: var(--shadow);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 60px;
}
.header-logo { display: flex; align-items: center; gap: 8px; text-decoration: none; color: #fff; font-weight: 700; font-size: 18px; }
.header-logo svg { width: 24px; height: 24px; }
.header-nav { display: flex; align-items: center; gap: 4px; }
.header-nav a {
  color: rgba(255,255,255,.8); text-decoration: none; padding: 6px 12px;
  border-radius: var(--radius); font-size: 14px; font-weight: 500;
  transition: color .15s, background .15s;
}
.header-nav a:hover, .header-nav a.active { color: #fff; background: rgba(255,255,255,.12); }
.header-nav a.affiliate { color: rgba(255,255,255,.6); font-size: 13px; }
.hamburger { display: none; background: none; border: none; color: #fff; cursor: pointer; padding: 6px; }
.mobile-menu { display: none; background: var(--primary); padding: 8px 16px 16px; }
.mobile-menu a { display: block; color: rgba(255,255,255,.85); text-decoration: none; padding: 10px 12px; border-radius: var(--radius); font-size: 15px; }
.mobile-menu a:hover { background: rgba(255,255,255,.1); color: #fff; }
@media (max-width: 767px) {
  .header-nav { display: none; }
  .hamburger { display: block; }
  .mobile-menu.open { display: block; }
}

/* ── HERO ── */
.hero {
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  color: #fff; padding: 80px 0 72px; text-align: center;
  position: relative; overflow: hidden;
}
.hero-badge {
  display: inline-block; background: rgba(255,255,255,.15); color: #fff;
  border: 1px solid rgba(255,255,255,.3); border-radius: 20px;
  font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase;
  padding: 4px 14px; margin-bottom: 20px;
}
.hero h1 { font-size: clamp(28px, 5vw, 52px); font-weight: 800; line-height: 1.1; margin-bottom: 18px; letter-spacing: -.02em; }
.hero p { font-size: clamp(16px, 2vw, 20px); color: rgba(255,255,255,.88); max-width: 640px; margin: 0 auto 32px; line-height: 1.6; }
.btn-hero {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--accent); color: #fff;
  font-size: 16px; font-weight: 600; padding: 14px 32px;
  border-radius: var(--radius-lg); border: none; cursor: pointer; text-decoration: none;
  box-shadow: 0 4px 14px rgba(245,135,42,.4); transition: all .15s;
}
.btn-hero:hover { background: #e0781e; transform: translateY(-1px); }

/* ── BUTTONS ── */
.btn { display: inline-flex; align-items: center; gap: 6px; padding: 10px 20px; border-radius: var(--radius); font-size: 14px; font-weight: 600; border: none; cursor: pointer; text-decoration: none; transition: all .15s; }
.btn-primary { background: var(--green); color: #fff; }
.btn-primary:hover { background: #15803d; }
.btn-blue { background: var(--blue); color: #fff; }
.btn-blue:hover { background: #1e40af; }
.btn-outline { background: #fff; color: var(--primary); border: 1.5px solid var(--border); }
.btn-outline:hover { background: var(--muted); }
.btn-sm { padding: 7px 14px; font-size: 13px; }
.btn-full { width: 100%; justify-content: center; }

/* ── CARDS ── */
.card { background: var(--card); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.card-body { padding: 1.25rem 1.5rem; }
.card-hover { transition: box-shadow .2s, transform .2s; }
.card-hover:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }

/* ── BADGE ── */
.badge { display: inline-block; font-size: 11px; font-weight: 600; padding: 3px 9px; border-radius: 20px; }
.badge-green { background: var(--green-light); color: var(--green); border: 1px solid var(--green-border); }
.badge-blue { background: var(--blue-light); color: var(--blue); border: 1px solid var(--blue-border); }
.badge-orange { background: var(--orange-light); color: var(--orange); border: 1px solid var(--orange-border); }
.badge-muted { background: var(--muted); color: var(--muted-fg); border: 1px solid var(--border); }
.badge-accent { background: #fff7ed; color: var(--accent); border: 1px solid #fed7aa; }
.badge-purple { background: #f5f3ff; color: #6d28d9; border: 1px solid #ddd6fe; }
.badge-gray { background: #f9fafb; color: #374151; border: 1px solid #e5e7eb; }

/* ── SECTION ── */
.section { padding: 72px 0; }
.section-sm { padding: 48px 0; }
.section-muted { background: var(--muted); }
.section-title { font-size: clamp(22px, 3vw, 32px); font-weight: 700; letter-spacing: -.01em; margin-bottom: 10px; }
.section-sub { font-size: 16px; color: var(--muted-fg); max-width: 560px; line-height: 1.65; }
.section-center { text-align: center; }
.section-center .section-sub { margin: 0 auto; }

/* ── GRID ── */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.grid-5 { display: grid; grid-template-columns: repeat(5, 1fr); gap: 12px; }
@media (max-width: 767px) {
  .grid-2, .grid-3, .grid-4, .grid-5 { grid-template-columns: 1fr; }
  .grid-2-sm { grid-template-columns: repeat(2, 1fr) !important; }
}
@media (min-width: 768px) and (max-width: 1023px) {
  .grid-3, .grid-4, .grid-5 { grid-template-columns: repeat(2, 1fr); }
}

/* ── ARTICLE STYLES ── */
.article-hero { background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%); color: #fff; padding: 56px 0 48px; }
.article-breadcrumb { display: flex; align-items: center; gap: 6px; font-size: 13px; color: rgba(255,255,255,.65); margin-bottom: 16px; }
.article-breadcrumb a { color: rgba(255,255,255,.65); text-decoration: none; }
.article-breadcrumb a:hover { color: #fff; }
.article-hero h1 { font-size: clamp(24px, 4vw, 40px); font-weight: 800; line-height: 1.15; margin-bottom: 14px; letter-spacing: -.02em; }
.article-hero p { color: rgba(255,255,255,.85); font-size: 16px; max-width: 640px; line-height: 1.65; }
.article-cta-row { display: flex; gap: 10px; margin-top: 24px; flex-wrap: wrap; }
.article-content { padding: 48px 0 72px; }
.article-content h2 { font-size: clamp(20px, 2.5vw, 26px); font-weight: 700; margin: 48px 0 16px; padding-top: 8px; letter-spacing: -.01em; }
.article-content h2:first-child { margin-top: 0; }
.article-content h3 { font-size: 18px; font-weight: 600; margin: 28px 0 10px; }
.article-content p { color: #374151; line-height: 1.75; margin-bottom: 16px; max-width: 65ch; }
.article-content ul, .article-content ol { padding-left: 20px; margin-bottom: 16px; }
.article-content li { color: #374151; line-height: 1.7; margin-bottom: 6px; font-size: 15px; }
.article-content strong { color: var(--primary); }
.article-content em { font-style: italic; }

/* verdict box */
.verdict-box { border: 2px solid var(--green); border-radius: var(--radius-xl); overflow: hidden; margin-bottom: 40px; }
.verdict-box-header { background: var(--green); padding: 10px 20px; }
.verdict-box-header p { color: #fff; font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; margin: 0; }
.verdict-box-body { padding: 20px; }
.verdict-box-title { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 16px; line-height: 1.4; }

/* alert boxes */
.alert { display: flex; gap: 12px; border-radius: var(--radius-lg); padding: 14px 16px; margin: 24px 0; }
.alert svg { flex-shrink: 0; width: 18px; height: 18px; margin-top: 2px; }
.alert-title { font-weight: 600; font-size: 13px; margin-bottom: 3px; }
.alert-body { font-size: 13px; line-height: 1.55; }
.alert-orange { background: var(--orange-light); border: 1px solid var(--orange-border); }
.alert-orange svg, .alert-orange .alert-title { color: var(--orange); }
.alert-orange .alert-body { color: #7c2d12; }
.alert-red { background: var(--red-light); border: 1px solid var(--red-border); }
.alert-red svg, .alert-red .alert-title { color: #dc2626; }
.alert-red .alert-body { color: #7f1d1d; }

/* comparison table */
.comp-table-wrap { overflow-x: auto; border-radius: var(--radius-lg); border: 1px solid var(--border); margin: 24px 0; }
.comp-table { width: 100%; border-collapse: collapse; font-size: 13px; min-width: 480px; }
.comp-table thead tr { background: var(--primary); color: #fff; }
.comp-table th { padding: 12px 14px; text-align: left; font-weight: 600; }
.comp-table th:not(:first-child) { text-align: center; }
.comp-table td { padding: 10px 14px; border-bottom: 1px solid var(--border); font-size: 13px; color: #374151; }
.comp-table td:not(:first-child) { text-align: center; }
.comp-table tr:last-child td { border-bottom: none; }
.comp-table tr:nth-child(even) { background: var(--muted); }
.comp-table .td-win { color: var(--green); font-weight: 600; background: var(--green-light); }
.comp-table .td-lose { color: var(--muted-fg); }

/* scenario cards */
.scenario { border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; margin-bottom: 10px; }
.scenario-title { background: var(--primary); padding: 10px 16px; font-size: 13px; font-weight: 600; color: #fff; }
.scenario-body { padding: 12px 16px; display: flex; align-items: flex-start; gap: 10px; }
.scenario-body p { font-size: 13px; color: var(--muted-fg); line-height: 1.55; margin: 0; }

/* pricing cards */
.price-card { border-radius: var(--radius-lg); padding: 18px; }
.price-card-green { background: var(--green-light); border: 1px solid var(--green-border); }
.price-card-blue { background: var(--blue-light); border: 1px solid var(--blue-border); }
.price-row { display: flex; justify-content: space-between; font-size: 13px; padding: 4px 0; }
.price-row span:first-child { color: var(--muted-fg); }
.price-row span:last-child { font-weight: 500; }

/* claims cards */
.claim-stat { display: flex; align-items: center; gap: 6px; font-size: 13px; color: #374151; margin-bottom: 6px; }
.claim-stat svg { width: 15px; height: 15px; color: var(--muted-fg); flex-shrink: 0; }

/* faq */
.faq-item { border: 1px solid var(--border); border-radius: var(--radius-lg); margin-bottom: 8px; overflow: hidden; }
.faq-trigger { width: 100%; display: flex; align-items: center; justify-content: space-between; padding: 16px 18px; font-size: 14px; font-weight: 600; color: var(--primary); background: #fff; border: none; cursor: pointer; text-align: left; transition: background .15s; gap: 12px; }
.faq-trigger:hover { background: var(--muted); }
.faq-trigger svg { flex-shrink: 0; transition: transform .2s; }
.faq-trigger.open svg { transform: rotate(90deg); }
.faq-body { display: none; padding: 0 18px 16px; font-size: 14px; color: var(--muted-fg); line-height: 1.7; border-top: 1px solid var(--border); padding-top: 14px; }
.faq-body.open { display: block; }

/* related links */
.related-link { display: flex; align-items: center; justify-content: space-between; padding: 14px 16px; border: 1px solid var(--border); border-radius: var(--radius-lg); text-decoration: none; font-size: 14px; font-weight: 500; color: var(--primary); transition: all .15s; margin-bottom: 8px; }
.related-link:hover { border-color: var(--primary); background: var(--muted); }
.related-link svg { width: 16px; height: 16px; color: var(--muted-fg); flex-shrink: 0; }

/* toc */
.toc { background: var(--muted); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 18px 20px; margin: 32px 0; }
.toc-title { font-size: 13px; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.toc ol { padding-left: 18px; margin: 0; }
.toc li { font-size: 13px; margin-bottom: 6px; }
.toc a { color: var(--blue); text-decoration: none; }
.toc a:hover { text-decoration: underline; }

/* coverage item */
.coverage-item { border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 18px; margin-bottom: 12px; }
.coverage-item-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 10px; }
.coverage-item h3 { font-size: 15px; font-weight: 600; margin: 0; }

/* footer */
.site-footer { background: var(--primary); color: rgba(255,255,255,.8); padding: 48px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 32px; padding-bottom: 40px; }
@media (max-width: 767px) { .footer-grid { grid-template-columns: 1fr; gap: 24px; } }
.footer-logo { display: flex; align-items: center; gap: 8px; color: #fff; font-weight: 700; font-size: 18px; text-decoration: none; margin-bottom: 12px; }
.footer-desc { font-size: 13px; line-height: 1.65; margin-bottom: 10px; }
.footer-legal { font-size: 11px; color: rgba(255,255,255,.5); }
.footer-heading { font-size: 13px; font-weight: 600; color: #fff; margin-bottom: 14px; display: block; }
.footer-nav { display: flex; flex-direction: column; gap: 8px; }
.footer-nav a { font-size: 13px; color: rgba(255,255,255,.7); text-decoration: none; transition: color .15s; }
.footer-nav a:hover { color: #fff; }
.footer-email-form { display: flex; gap: 8px; }
.footer-email-input { flex: 1; padding: 9px 12px; border-radius: var(--radius); background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2); color: #fff; font-size: 13px; font-family: inherit; outline: none; }
.footer-email-input::placeholder { color: rgba(255,255,255,.45); }
.footer-email-btn { padding: 9px 12px; background: var(--secondary); border: none; border-radius: var(--radius); color: #fff; cursor: pointer; display: flex; align-items: center; justify-content: center; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding: 18px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: 12px; color: rgba(255,255,255,.5); margin: 0; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 12px; color: rgba(255,255,255,.5); text-decoration: none; }
.footer-bottom-links a:hover { color: rgba(255,255,255,.8); }

/* compare page list */
.article-card { text-decoration: none; display: block; border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 20px 22px; margin-bottom: 12px; transition: all .2s; background: #fff; }
.article-card:hover { border-color: var(--primary); box-shadow: var(--shadow-md); transform: translateY(-1px); }
.article-card.disabled { opacity: .55; pointer-events: none; }
.article-card-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 12px; }
.article-card h2 { font-size: 17px; font-weight: 700; color: var(--primary); margin: 8px 0 6px; line-height: 1.3; }
.article-card p { font-size: 14px; color: var(--muted-fg); line-height: 1.55; margin: 0; }
.article-card svg { color: var(--muted-fg); flex-shrink: 0; margin-top: 6px; transition: color .15s; }
.article-card:hover svg { color: var(--primary); }

/* disclaimer */
.disclaimer { font-size: 12px; color: var(--muted-fg); border-top: 1px solid var(--border); padding-top: 20px; margin-top: 48px; line-height: 1.7; }

/* util */
.mt-4 { margin-top: 16px; }
.mt-6 { margin-top: 24px; }
.mt-8 { margin-top: 32px; }
.mb-4 { margin-bottom: 16px; }
.mb-6 { margin-bottom: 24px; }
.text-sm { font-size: 14px; }
.text-xs { font-size: 12px; }
.text-muted { color: var(--muted-fg); }
.text-green { color: var(--green); }
.text-blue { color: var(--blue); }
.font-bold { font-weight: 700; }
.flex { display: flex; }
.items-center { align-items: center; }
.gap-2 { gap: 8px; }
.gap-3 { gap: 12px; }